EV cost scan
What does charging cost you a year?
At home, at public chargers and at fast chargers, minus what ERE earns you at home. With your own mileage, and the cheapest combination of supplier, ERE provider and charging card in our data.
Work it outElectricity price October 2025 to September 2026 · charging prices checked on October 21, 2026 · no paid placement
What a kWh costs you now
- Home, smart charging · 4 cheapest hours a day€0.19
- Home, not smart · day average€0.26
- Regular public charger · median of 3 networks€0.57
- Fast charger · median of 4 networks€0.80
Home: average of October 2025 to September 2026, incl. energy tax, VAT and the suppliers’ median markup. Public: the charge point’s own price (ad hoc prices, incl. VAT); a card adds its own costs on top.
Your situation
Work it out for your car
Adjust your mileage, consumption and charging habits. The result and the cheapest combination update as you go, and you can share the result with a link.
Your charging cost
€798
per year, after ERE
- €5.32
- per 100 km
- €67
- per month
- 2,805
- kWh per year
- Home charging · 2,104 kWh€544
- Public charging · 421 kWh€268
- Fast charging · 281 kWh€244
- ERE payment · 700 ERE−€258
With smart charging you pay €153 a year less for the same kWh.
Cheapest combination
€734
€64 a year less than your choice
- Supplier
- Powerpeers* (€0.0100/kWh)
- ERE
- Groen-laden.nl or Laadbeloning or Stekker (15% (min € 34.99, max € 79.99 a year))
- On the road
- Tango electric laadpas
Only suppliers taking customers now, ERE providers with a trust score of 7 or higher without extra conditions, and charging cards anyone can get (the same charge point price for every card). On equal amounts we name them all, alphabetically.
Paying without a card
If a charger lets you pay without a card, you only pay the charge point’s price; that is not possible everywhere yet. In this calculation it saves €20 a year compared with the cheapest card.
Paying with a regular bank card (card reader, contactless, or below 50 kW a secure online payment such as a QR code) is only required at chargers deployed from April 13, 2024 (AFIR). Existing fast chargers of 50 kW or more on the European TEN-T routes must have a card reader or contactless reader from January 1, 2027; other existing chargers have no such duty.
Your rights when charging without a cardHow this amount is made up
Home charging
€544- 2,104 kWh × €0.259 per kWh.
- Market price over the whole day, averaged over October 2025 to September 2026: €0.103. Plus energy tax €0.0941 and 21% VAT: €0.239. Plus the median markup: €0.0200.
- Fixed supply and grid costs are left out: you pay them with or without a car.
- Energy-Charts (Fraunhofer ISE), data Bundesnetzagentur | SMARD.de, updated on October 21, 2026
- Belastingdienst, Overzicht tarieven energiebelasting
- Median of 17 suppliers
Public charging + fast charging
€512- 421 kWh × €0.570 (regular charger) + 281 kWh × €0.805 (fast charger).
- Charge point price: the median of the networks’ ad hoc prices, €0.57 per kWh for regular charging (3 networks) and €0.805 for fast charging (4 networks).
- Typical card: the median of what 21 cards anyone can get add a year on top of the charge point’s price (surcharge, start fee and subscription): €47.
- Charging prices: Allego, TotalEnergies (openbaar netwerk), Velian (voorheen Equans, 'Go Velian'), Fastned, IONITY, checked on October 21, 2026
ERE payment
−€258- 2,104 kWh × 0.33269 ERE per kWh = 700 ERE × €0.460 = €322 gross.
- Minus the providers’ median commission (20%): €258 net.
- Only kWh charged at home with a MID meter in the charger count. The ERE price moves with the market; payout usually follows the next year.
- ERE price: median of named sources, October 18, 2026
Net
€798- €544 + €512 minus €258 = €798 a year.
- Per 100 km: €5.32 at 15,000 km and 18.7 kWh per 100 km.
- An indication using last year’s averages, not a quote. Charging losses are part of the consumption you enter.
- EV Database, Energy consumption of full electric vehicles cheatsheet, checked on September 27, 2026
* Amount as published; the provider does not say whether it includes VAT.
The example
An average driver, worked out
15,000 km a year, 18.7 kWh per 100 km, 75% at home, 15% public, 10% fast charging, no smart charging. Supplier, ERE provider and charging card: the median of all providers.
- €798net per year, after ERE
- €5.32per 100 km
- €258ERE payment a year (700 ERE, 20% commission)
- €734cheapest combination: Powerpeers, Groen-laden.nl or Laadbeloning or Stekker and Tango electric laadpas
Where the money goes
Cost per year in the example, and what ERE pays back
- Home charging · 2,104 kWh × €0.259€544
- Public charging · 421 kWh × €0.570€240
- Fast charging · 281 kWh × €0.805€226
- Charging card (median of 21 cards) · 701 kWh × €0.066€47
- ERE payment · 700 ERE × €0.460 × 80%−€258
See the calculation
| Part | kWh | Per kWh | Per year |
|---|---|---|---|
| Home charging | 2,104 | €0.259 | €544 |
| Public charging | 421 | €0.570 | €240 |
| Fast charging | 281 | €0.805 | €226 |
| Charging card (median of 21 cards) | 701 | €0.066 | €47 |
| ERE payment | 2,104 | −€0.122 | −€258 |
| Net | 2,805 | €0.285 | €798 |
Electricity price October 2025 to September 2026; charging prices October 21, 2026; ERE price October 18, 2026.
Method
How we calculate
Every number comes from our sources, with its date. Nothing is estimated or paid for.
Charging at home
kWh charged at home × the average price of the last 12 complete months (October 2025 to September 2026): the day-ahead market price, plus energy tax and VAT (€0.166 per kWh with smart charging in the 4 cheapest hours of the day, €0.239 at the day’s average price), plus your supplier’s markup. Fixed supply costs are left out: you pay them with or without a car.
Energy-Charts (Fraunhofer ISE), data Bundesnetzagentur | SMARD.de, updated October 21, 2026
Public and fast charging
kWh charged × the median of the charging networks’ ad hoc prices: €0.57 per kWh at regular chargers (Allego, TotalEnergies (openbaar netwerk), Velian (voorheen Equans, 'Go Velian')) and €0.805 at fast chargers (Allego, Fastned, IONITY, TotalEnergies (openbaar netwerk)). A charging card adds its surcharge, start fee (8 sessions per 100 kWh, as in our charging-card example) and subscription; by default we use the median of the cards anyone can get. Without a card you only pay the charge point’s price, but that is not possible everywhere yet: paying with a regular bank card is only required at chargers deployed from April 13, 2024.
Charging prices per network, checked on October 21, 2026
ERE payment
kWh charged at home × 0.33269 ERE per kWh (statutory conversion for 2026) × €0.460 per ERE (median of named sources), minus your provider’s commission or fixed fee. Only with a MID meter inside the charger: since 1 January 2026 nothing else counts for private individuals.
ERE price, October 18, 2026
The cheapest combination
For the same mileage, charging mix and settings we look for the lowest net cost: across every supplier with a published markup that is taking customers, every ERE provider with a trust score of 7 or higher without extra conditions, and every charging card anyone can get, with the same charge point price for every card. Paying without a card is never picked as the cheapest: it is not possible at every charger. On equal amounts we name them all, alphabetically.
Assumptions
- Consumption: 18.7 kWh per 100 km by default, the average real-world consumption of every model in the EV Database (checked September 27, 2026). Enter your own for a sharper result; charging losses belong in it. If you choose a model we use its WLTP consumption from the European Environment Agency data (EEA, 62 models): a lab value, often higher in practice.
- Electricity price: the average of October 2025 to September 2026, not a forecast. Energy tax per month at that year’s rate, without the fixed tax reduction per connection.
- Without smart charging we use the day’s average price, with smart charging the 4 cheapest hours of each day. The same prices as on the pages per electric car.
- Public charging: the same charge point price for every card (the median of ad hoc prices); a card adds its own costs on top. By default we use the median of the cards anyone can get. You can choose “No card” yourself, but that is not possible at every charger yet (AFIR only requires payment with a regular bank card at chargers deployed from April 13, 2024). Discounts in a network’s own app are on the charging prices page.
- ERE: today’s price, not the price at payout. The commission is the chosen provider’s, or the median (20%) of all providers with a public commission.
- Amounts marked * are published without saying whether they include VAT.
Questions
Frequently asked questions
What does it cost to charge an electric car for a year?
At 15,000 km a year and 18.7 kWh per 100 km (2,805 kWh), 75% at home, 15% at regular public chargers and 10% at fast chargers, charging costs about €1,056 a year. With a charger that has a built-in MID meter, home charging earns €258 in ERE, so €798 net: €5.32 per 100 km. With the cheapest combination in our data it is €734.
What does home charging cost per kWh?
With a dynamic contract an average of €0.259 per kWh at the day’s average price, and €0.186 with smart charging in the 4 cheapest hours of the day. That is the average of October 2025 to September 2026, incl. energy tax, VAT and the median markup of 17 suppliers (€0.0200 per kWh).
What do public and fast charging cost per kWh?
The charge point’s own price (the median of ad hoc prices) is €0.57 per kWh at regular public chargers (Allego, TotalEnergies (openbaar netwerk), Velian (voorheen Equans, 'Go Velian')) and €0.805 at fast chargers (Allego, Fastned, IONITY, TotalEnergies (openbaar netwerk)), checked on October 21, 2026. A charging card adds its own surcharge, start fee or subscription on top. Municipal chargers are often cheaper; prices per city are on the charging prices page.
How much ERE does home charging earn?
0.33269 ERE per kWh charged at home. At €0.460 per ERE and 20% commission that is about €0.122 net per kWh. It only counts when the MID meter is inside the charger itself: for private individuals that has applied since 1 January 2026, without a transition year.
Do I need a charging card to charge in public?
Often, yes. If a charger lets you pay without a card, you only pay the charge point’s price; that is not possible everywhere yet. Under AFIR, paying with a regular bank card (card reader, contactless, or below 50 kW a secure online payment such as a QR code) is only required at chargers deployed from April 13, 2024; existing fast chargers of 50 kW or more on the European TEN-T routes follow from January 1, 2027. That is why the cost scan uses a charging card by default: the median of the cards anyone can get. In the example the cheapest is Tango electric laadpas; without a card you would pay €20 a year less, where that is possible.
How current is the EV cost scan?
The electricity price is the average of the last 12 complete months (now October 2025 to September 2026) and is updated every week. Charging prices, cards, suppliers and ERE providers are checked on their own pages, with the date shown for each part. The ERE price is the median of named sources (October 18, 2026).